Sports and Activities List

High Risk Voyager Travel Insurance covers many sports and activities as standard. If you do not see your chosen activity, don't worry, we may cover it, but you'll need to contact us so we can discuss the activity and what, if any, additional premium is necessary.

The activities covered are on an ‘incidental basis’ - meaning that your chosen activity is not the sole purpose of your trip (with the exception of winter sports activities whereby you can opt to have specific winter sports cover included to cover you for the entire duration of your trip to high-risk destinations). 

The Activities information below applies directly to Single and Annual Multi-Trip Policies.

PLEASE NOTE - those activities marked in italics and underlined do not have Personal Liability cover or Accidental Death and Disability Cover.

Activities Covered as standard

A | B | C | D | E | F | G | H | I | J | K| L | M | N | O | P | R | S | T | V | W | Y| Z

A
Abseiling
Aerobics
Angling
Archery
Assault Course
Athletics
B
Badminton
Ballooning
Banana Boating
Baseball
Basketball
Beach Games
Biathlon
Black Water Rafting
Boating (any craft less than 10m long, inside 12 mile limit)
Boardsailing
Body Boarding
Bowling
Bowls
Bungee Jumping (incidental 1-3 jumps)
C
Camel Riding
Canoeing (grades 1 - 3)
Clay Pigeon Shooting
Climbing (indoor only)
Cricket
Croquet
Cycling (recreational, not BMX, competition or stunting)
D
Dancing
Deep sea fishing (recreational inside 12 mile limit)
Dinghy sailing (inside 12 mile limit)
Diving (recreational)
Dog sledging
Dry slope skiing
E
Elephant Trekking
F
Fell Running
Fell Walking
Fencing
Fishing (angling)
Flying (in aircraft as a passenger not piloting)
Football (recreational or incidental soccer)
G
Gliding (as a passenger, not piloting)
Go karting below 250cc
Golf
H
Handball
Hiking/Trekking/Walking below 4000m
Hill walking
Hockey
Horse riding (not competition, racing, jumping & hunting)
Hot air ballooning (as a passenger)
Hovercraft
I
Ice Skating (on rink, recreational only)
Indoor climbing (on climbing wall only)
J
Jet Boating
Jet Skiing
K
Karting
Kayaking (grades 1 - 3 rivers/sea)
Kite bugging (single seat)
Kite flying (traction)
Kite surfing (over water)
L
Lacrosse
M
Motorcycling (on road, provided you hold an appropriate full licence and are wearing a helmet, max 14 days any one Trip)
Motorcycling as a pillion passenger (on road, provided the driver holds an appropriate full licence and you are wearing a helmet, max 14 days any one Trip)
Mountain biking (not competition or downhill)
N
Netball
O
Orienteering
P
Paintballing
Parascending (towed by boat)
Pistol shooting
Pony trekking
R
Racquet Ball
Rafting (grade 1 - 3)
Rambling
Rifle range shooting
Roller blading
Roller skating (including blading)
Rounders
Rowing
Running (non competitive)
S
Safari (organised trips only)
Sail Boarding (inside 12 mile limit)
Sailing yachts (longer than 10m, within 60 miles of a safe haven)
Scuba Diving (maximum depth 30m)
Skateboarding (recreational)
Snooker
Snorkelling
Softball
Squash
Surfing
Swimming
T
Table Tennis
Tai Chi (non contact)
Ten Pin Bowling
Tennis
Trampolining (recreational)
Trekking below 4,000m
Tug of War
V
Volleyball
W
Walking below 4,000m
Water polo
Water skiing
Water tubing
Whale watching
White water canoeing/rafting (up to grade 3 rivers only)
Windsurfing (inside 12 mile limit)
Y
Yachting (longer than 10m, within 60 miles of a safe haven)
Z
Zip Wiring

Important Information Regarding Activities

All of the activities are covered on a non-professional and non-competitive basis, unless otherwise stated. Any claims which arise whilst undertaking any of these activities for any purpose other than leisure (examples of non-leisure purposes include racing, timed events, professional, display events, photo shoots, etc...) will not be covered under this policy. If you are unsure please do not hesitate to contact us on 01483 806 686 and we can discuss your individual requirements.