Travel Insurance China - High Risk Voyager

As well as being a global hub for modern business, China also has a rich cultural history. From the Great Wall and The Forbidden City to Temple of Heaven to name just a few, there are many reasons to explore this magnificent country.

With all the amazing attractions, cultural variety, and commercial opportunities it’s important to choose the right sort of travel insurance for your needs when travelling to China.

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Is it Safe to Travel to China?

While it's generally considered safe to travel to China, the risk of criminal activity, such as scams are significantly higher in China. Also, China is prone to natural disasters (for example typhoons, earthquakes, and flooding). Due to these risk factors, under High Risk Voyager China Travel Insurance, China is currently in Territorial Zone C.

Currently, the UK Foreign, Commonwealth & Development Office (FCDO) is not advising against travelling to Mainland China. It's is worth noting though that China doesn't recognise dual nationality. So if you are a Chinese dual national, even if you entered the country on your British or another passport, you could still be treated as a Chinese citizen by local authorities. However, these travel advisories can change from day to day, Click here to see the latest FCDO travel advice for China.

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Why Do I Need Travel Insurance For China?

China has no reciprocal healthcare agreement with the UK or the European Union. This means that you will not be able to use your EHIC (European Health Insurance Card) or GHIC (UK Global Health Insurance Card) in case of a medical emergency whilst visiting China.

If you do not have the appropriate travel insurance to cover your leisure or business trip to China, you will be required to pay any costs associated with the medical treatment you receive whilst visiting the country.

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What is Covered on Your Travel Insurance China Policy?

High Risk Voyager Travel insurance for travel to China has been specifically designed to offer extensive travel protection whilst visiting or temporarily working in ‘high-risk’ areas. As well as being able to offer optional protection, if you choose, in the event of missed departure, baggage damage and sporting activities, our other policy benefits include:

• Emergency Medical Expenses - Up to £1,000,000
• Emergency Medical Evacuation / Repatriation - Up to £1,000,000
• Personal Accident - Up to £15,000
• Political & Natural Disaster - Up to £10,000
• Hijacking, Mugging, Piracy and Wrongful Detention - Up to £2,500

Click here to see the full High Risk Voyager Travel Insurance China Policy Wording where you will be able to view the full Table of Benefits and available optional covers.

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Know Your High Risk Voyager Travel Insurance Zones!

The Zones on High Risk Voyager Travel Insurance are determined based on the risk of visiting that country, such as political stability. It is important that you select the correct Zone when buying your policy to ensure you have the correct cover in place. Click the button below to find out which zone your destination is in. 

Click Here to Know Your Zones

Why Consider High Risk Voyager Travel Insurance When Looking for the Best Travel Insurance for China?

High Risk Voyager Travel Insurance has been designed in close consultation between leading international travel and medical insurance experts and professionals operating on the frontline in the field of worldwide travel risk management, safety and personal security in fragile environments.

How Do I Get a Quote and Buy Travel Insurance For China?

It is quick and easy to get a Travel Insurance China quote: just click the ‘Get a Quote’ button to get a fast travel insurance quote online, or if you prefer to speak with someone then you can call our team direct on +44 (0)1483 806 626.

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For Business Trips up to 365 days cover (can include up to 31 days of Leisure cover)

Or Leisure Only Trips up to 31 Days Cover*: *For Leisure trips ONLY, no War Cover is provided under this policy.